App-O-RamaĪn app-o-rama means opening a lot of credit cards at once. While Chase business cards don’t count toward the 5/24 rule, once you open five personal credit cards from any bank, you’ll be ineligible to open a Chase business card. Business cards from American Express, Chase, Citi, Bank of America, and Wells Fargo don’t count towards the 5 in the Chase 5/24 rule. The rule states that Chase won’t approve you for most of their credit cards if you’ve opened five or more from any bank over the past 24 months. Once you’ve checked the minimum credit score against your own and found you met it, there are a few other things you can do to improve your chances of getting a new card from Chase. How Can I Get Approved for a Chase Credit Card?
You don’t want to apply for a card you have no chance of getting because whether you’re approved or not, it impacts your score. And the impact of an inquiry fades rapidly.īefore you apply for a Chase credit card, check the minimum score required to be approved and check your credit score to see if you measure up. You may see a slight drop in scores at first, but a single inquiry for a credit card is not likely to have a substantial effect. When you apply for a credit card, the company will check your credit report as part of the approval process.Ī hard inquiry will appear on your report showing that the company requested it. Let’s dive in.īefore you apply for a new credit card, understand the impact doing so has on your credit score.
#Check chase credit card delivery status how to
This post explains how to check your Chase credit card application status (and what to do if you’re denied). However, if your credit score is less than stellar, you won’t get instant approval.
If you’re into travel rewards there’s the Sapphire Reserve cashback lovers will appreciate the Chase Freedom Unlimited if you’re industrious there’s the Ink Business Preferred.
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